JUMOQ Learning · Expected Credit Loss (ECL)

Staging and 12-Month versus Lifetime ECL

Distinguish the ECL stages and determine when 12-month or lifetime ECL applies.

ECL-B02Basic

Course director: Venkata Subramani Ramachandra

2 hr 13 minFull study estimate

Full study estimate: 2 hr 13 min

Self-paced estimates for one pass through the course. Practical work includes activities, assignments and resource study. Your pace may vary; breaks and repeat attempts are extra. All course and certificate requirements still apply.

About this course

Distinguish the ECL stages and determine when 12-month or lifetime ECL applies. Guided staging decisions, measurement horizons and straightforward worked examples. This free early-access edition is available for guided evaluation while additional learning artefacts complete JUMOQ's governed review process.

Who this is for

Learners and professionals seeking a practical introduction to Staging and 12-Month versus Lifetime ECL.

What you will learn

Distinguish the ECL stages and determine when 12-month or lifetime ECL applies.
Identify how the core principles of Staging and 12-Month versus Lifetime ECL apply in practice.

Inside this course

Select a topic to see its lessons, videos, practice activities and resources.

Course orientation

VideoStaging and 12-Month versus Lifetime ECL

Stage 1 at Initial Recognition and the 12-Month ECL Principle

LessonStage 1 at Initial Recognition and the 12-Month ECL Principle
VideoHow Twelve-Month ECL Differs from Twelve Months of Cash Shortfalls
QuizLesson Quiz — Stage 1 and Twelve-Month ECL

Significant Increase in Credit Risk and Transfer to Stage 2

LessonSignificant Increase in Credit Risk and Transfer to Stage 2
QuizLesson Quiz — SICR and Stage 2
Decision MissionStaging Control Room — Choose the Correct Transfer Decision

Credit-Impaired Assets, Stage 3, Cure and Stage Re-entry

LessonCredit-Impaired Assets, Stage 3, Cure and Stage Re-entry
VideoStage Transfers: SICR, Default, Cure and Re-entry
QuizLesson Quiz — Stage 3, Cure and Re-entry
Practice LabClassify 20 Exposures across Stages 1, 2 and 3

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